Amazon Black Friday/Cyber Week 2025: Deals, Gift Cards, Points Discounts, Updated Stuff I Like

Amazon Cyber Week 2025 has arrived, and I will update this post as new things pop up. My first stop is to check the “Buy Again” tab for any red discounts on the specific stuff that you already buy. There are also several refreshed promos for linking certain credit cards as payment methods and/or using their points. I recommend trying all the links again.

(Note: If you are reading this in an email/RSS reader, unfortunately I am not allowed to include any Amazon affiliate links in e-mails, so they have been removed. Please click here to view the links.)

Some deals require a Prime membership. New members can sign up for a 30-day free trial. Amazon Prime Student (student OR age 18-24) has a 6-month free trial and then 50% off the regular price ($7.49/month). If you’ve already done the trial, you can simply buy a month of Prime for $14.99 ($6.99 with SNAP, EBT or Medicaid card).

Deals and Offers

Amazon-related Services

Shop with points (check again if targeted). Offers for using your rewards points to offset your Amazon purchase. If you haven’t linked your card, you may enroll your card and check back in after 24 hours.

Stuff I Like

  • Lodge 7.5 Quart Enameled Cast Iron Dutch Oven with Lid – I am no longer Team Cast Iron. I’m Team Enameled Cast Iron. I hate trying to keep the seasoning on a cast iron when I also like to use a lot of soap when cleaning. Our enameled cast iron dutch oven is used multiple times a week. It works on the stove. It sears. It simmers. It has high walls that hold a lot. It slides into the oven. It goes straight to the table. No PFAS from non-stick. This 7.5 qt size is the biggest Lodge makes, and allows me to make a double batch of recipes like soup and freeze the extra.
  • SHOKZ OpenRun Bone Conduction Headphones – I bought these for running about a year ago and they have been great. I can hear cars and other road noise for safety but also enjoy music or audiobooks while outside. I honestly don’t know what the more expensive version offers, I bought this cheaper version and it works just fine through the sweat and rain.
  • Apple Watch SE (3rd Gen, most recent) [GPS + Cellular 40mm] . Now $249. I just bought one for Kid #2 for use as a standalone watch with US Mobile service ($78 a year).
  • Coway AP-1512HH HEPA Air Purifier. These have now been used nightly for 7 (!) years. The mechanical design is simple and reliable. I have bought both the OEM Coway filters and these VEVA brand filters (usually less than half the price) and found them very comparable. Once you see how much dust these things collect (especially if your kids have allergies), you’ll want keep them running.
  • Dyson V11 Origin Cordless Vacuum. Expensive. Powerful. Solid. Used daily.
  • Amazon Eero mesh WiFi router system (3-pack). I have the older model, but I appreciate that it continues to just work with minimal fuss. Used reliably every day for years now.
  • COSORI Air Fryer 5 Qt. THis is the newest model. Love this air fryer. We use it almost daily, just like a microwave, except it keeps things crispy instead of soggy. Easy to clean. Owned our Cosori since early 2023 and still running fine.
  • Vitamix 5200 blender. Had it for many years. Kitchen staple, sometimes we use it a lot, sometimes rarely, but it’s always there ready and powerful.
  • KitchenAid Artisan Series 5 Quart Tilt Head Stand Mixer. 20 years of use on ours and counting.

Navy Federal Flagship Travel Rewards Card: 35,000 Bonus Points, Free Amazon Prime Membership (Every Year!)

The Navy Federal Flagship Rewards Card is their “premium” travel rewards card, and it has always had some nice features for those that wanted a single everyday card because it offered a boosted 3X back in travel but also a flat 2X back on everything else. In addition, the points were directly redeemable for cash (not only offsetting past travel purchases).

However, the card also had a $49 annual fee. The sign-up bonus was usually pretty good and included a free year of Amazon Prime membership ($139 value), but it only promised it for a single year. The thing was, there were scattered reports that if you kept the Flagship card linked and charged your next year of Amazon Prime on it, NavyFed would still reimburse you for that second year. But it wasn’t official, and testing it out requires paying for another annual fee, which is a bit risky.

Well, this “secret” perk is finally official! I found this out via an Instagram ad.

I checked and indeed, the application page now says that all cardholders get a “free Amazon Prime® membership (a $139 value, annually)”.

Offer applies only to Amazon® Prime Annual membership that is paid with your Visa Signature® Flagship Rewards Credit Card and posted to your account. Offer is not valid for monthly payment Prime membership options such as Prime Monthly, Prime for Young Adults, and Prime Access. Limit of one Amazon statement credit per Visa Signature® Flagship Rewards Credit Card account, per year. Please allow 6-8 weeks after the Prime Annual membership is paid for the statement credit to post to your account.

The highlights including current sign-up bonus:

  • 35,000 bonus points when you spend $3,500 within the first 90 days of opening a new card. 35,000 points is worth $350.
  • Free year of Amazon Prime membership. Use the card to purchase an Amazon Prime annual membership, and they’ll reimburse you ($139 value). This now works once a year.
  • 3X points per net dollar spent on travel.
  • 2X points per net dollar spent on everything else.
  • Global Entry or TSA PreCheck fee credit (up to $120), once every 4 years.
  • No foreign transaction fees.
  • $49 annual fee.

The overall catch here is that in order to apply, you must first become a NavyFed credit union member. Membership eligibility for NavyFed now goes beyond active duty members of the armed forces and DoD employees to include veterans and their immediate family members — including spouses, siblings, parents, children, grandparents and grandchildren.

A smaller catch is that each point is worth $0.01, with a minimum redemption 5,000 points = $50 statement credit. There is a max of $1,500 cash back redeemed each year this way, and you can also redeem 4,900 points to offset the $49 annual fee. Sometimes it gets annoying waiting to reach that $50 threshold. But at 2% cash back on base purchases and 3% back on travel, it’s not a horrible idea to put some purchases on this card. From the fine print:

Visa Signature Flagship cardholders can redeem points for cash (1 point is equal to $0.01). The minimum redemption level is 5,000 points for $50 cash back. The maximum level of redemption is $1,500 cash back, which is equivalent to 150,000 points. Cash back rewards will be credited to your Navy Federal savings account.

I don’t know how NavyFed mathed this one out, but if they keep this structure then this card moves solidly into the “keeper” category for those that already pay for Amazon Prime membership, as the card more than pays for itself each year at $139 vs. $49 annual fee. I also appreciate the straightforward rewards system and $120 towards Global Entry/TSA PreCheck every 4 years.

Side note: NavyFed shares their rules about credit card applications publicly as follows:

Is there a limit on the number of Navy Federal credit card accounts I can open?

Yes. Currently, Navy Federal allows each member to be a primary cardholder on up to 3 Navy Federal credit cards. In addition, we’ll approve only 1 new credit card per member within a 90-day period. This means we’ll decline your application for a new credit card if you opened a credit card within the last 90 days. Note: Home Equity Line Platinum credit cards and GO BIZ® Rewards credit cards aren’t included in this 3-card limit.

Citi Strata Elite Card Review with Non-Travel Reward Redemptions

Citi has joined in the ultra-premium rewards card category with the Citi Strata Elite credit card. As with similar cards, there are a lot of travel-related perks, some associated “lifestyle” perks, and a hefty annual fees. Yet our “lifestyle” is more about sneaking the 3rd kid into a Hampton Inn and booking affordable Airbnbs so we can hike in a national park with our free 4th grader pass.

I recently finished up the spending requirements for the Chase Sapphire Reserve card, and I realized that while I will get a lot of first-year value out of the card, I will also leave many of the benefits completely unused. And that’s okay! I don’t want to spend $200+ on a fancy dinner only to then have to worry about it not being reimbursed and then spend additional time arguing with customer service about it. I will pick up the easy stuff, and move on. So that is the lens for this review, as I consider my next credit card.

(Side note: You can read about some the drama surrounding this card (WSJ gift article) during its initial launch. Not the best way to treat “premium” customers… I hope Citi has ironed out these kinks.)

Perk highlights:

  • Limited-time offer: 100,000 ThankYou points after spending $6,000 in the first 3 months.
  • $300 annual hotel credit for prepaid stays of at least two nights booked via Citi Travel portal.
  • $200 annual “Splurge Credit” at select sites (includes Best Buy, Apple, Airbnb, American Airlines, Delta Airlines).
  • $200 annual Blacklane chauffeur credit ($100 January–June, $100 July–December).
  • Up to $120 Global Entry or TSA PreCheck credit, once every 4 years.
  • Priority Pass Select membership for access to 1,500+ airport lounges worldwide.
  • 4 annual American Airlines Admirals Club lounge passes.
  • Travel and purchase protections including trip cancellation/interruption, delay protection, lost/damaged luggage, MasterRental coverage, extended warranty, and purchase assurance.
  • $595 annual fee.

Rewards structure highlights:

  • 12X points hotels, car rentals, and attractions booked through the Citi Travel portal.
  • 6X points on air travel booked through the Citi Travel portal.
  • 6X points at restaurants (including delivery) every Friday and Saturday from 6p to 6a ET (“Citi Nights”).
  • 3X points at restaurants otherwise.
  • 1.5X points per dollar on all other purchases.

Getting low-effort value out of Citi ThankYou points. If you prefer “cash back” rewards, then you might already have the Citi Double Cash card as it allows you to earn a flat 2% cash back on all your purchases. (Notice the Double Cash still beats this fancy card for most purchases!) However, technically you earn 2X Citi ThankYou points on all your Double Cash purchases, which you are then allow to redeem at a rate of $0.01 per point. Therefore, if you have both this Strata Elite and the Double Cash, then you can combine the points and redeem that 100,000 ThankYou point bonus for $1,000 cash (statement credit). Without the Double Cash, you are only going to get 75% of that amount ($750 for 100,000 points.)

(My second-favorite option would probably be to transfer to American Airlines miles, which are probably the most flexible and valuable option for a US domestic traveler. You can use their “Cash + Miles” option when booking a flight and reliably get more than 1 cent per mile value without having to use them in huge blocks. Finally, you could wait to redeem for a gift card during a promo, or you can redeem ThankYou points at Amazon at 0.80 cents per point using their “Shop with Points” feature. 100,000 points = $800 to spend at Amazon.)

Getting low-effort value out of the $200 “Annual Splurge Credit”. Here’s their text:

Every calendar year, earn up to $200 in statement credits on your choice of up to 2 of the following brands: 1stDibs, American Airlines (exclusions apply), Best Buy®, Future Personal Training, and Live Nation (exclusions apply).

I would simply pick Best Buy as my option and then promptly buy an Amazon gift card from Best Buy for $200 and load it directly into my Amazon account balance. (Airbnb and Apple gift cards would be my next choices.) Easy. Done. Won’t forget to use up. Notice also that the credit is based on calendar year. If you apply for this card before the end of 2025, you can get $200 in 2025 and also $200 in 2026 during the first year of paying that huge $595 annual fee.

The rest is gravy on top. For example, I might use the annual hotel credit, but I also already have a ton of hotel points and not that much travel planned. I don’t want to spend $1,000 to “save” $300. I probably won’t use the Blacklane credit; I looked up my home/airport combo and it cost $165 vs under $50 for Uber/Lyft. The airport lounge access is nice but honestly most of these Priority Pass lounges are so crowded nowadays. I’ll probably use the $120 Global Entry credit depending on expiration timing, but won’t count it for now.

The main point is that you often still do well without maximizing every potential benefit. With just the easiest non-travel rewards listed above, I am already at $1,000 statement credit + $400 in Amazon gift cards – $600 annual fee = $800 net first-year value.

How to Close Your US Bank Account or US Bank Credit Card Online

After US Bank completely changed the terms of their Smartly Rewards credit card less than 6 months after application, I have nearly completed closing nearly all of my US Bank accounts, including bank accounts, credit cards, and brokerage accounts. The process was relatively simple, and you don’t need to visit a branch or call them on the phone if you don’t want to. You can close your account online using the Live Chat feature on their website. Simply type in “close account” into their Smart Assistant search bar, and then they will ask which account you want to close. After you select it, you will be presented with the following popup options. These may be different based on their daytime/weekday business hours, but I was able to reach someone in less than a minute. The Live Chat agent closed things efficiently while I did other stuff on my computer.

If you have a US Bank credit card with an annual fee that was charged to your account within the last 30 days, the annual fee will be automatically refunded after you close the credit card account. In other words, you can wait until you actually see the new annual fee charged to the account before you close the account (if you want). That may give you more time to redeem all your rewards (which will be lost upon closure) and use up all the perks like a travel statement credit or TSA PreCheck/Global Entry application fee. In the past, US Bank has also offered “retention” offers in order to keep your business, but I was not offered anything this time when canceling. Perhaps if you call into a human, they might be more likely to offer something, I don’t know.

For the US Bank brokerage account, I had moved in over $100k in assets to qualify for their highest loyalty tier. Well, that loyalty was not rewarded, so I was off again looking for the best place for my assets. I thought about the Kraken up to 2% offer for 1-year hold, but the reward-to-risk ratio just wasn’t there for me. The current regulatory environment is not pro-consumer, and I didn’t feel comfortable with possible having to beg and plead for my $100k back if Kraken blew themselves up in a crypto meltdown. I also didn’t like how the “up to” 2% bonus was contingent on outside factors. I’ll still take the easy crypto money, though!

In the end, I chose this Merrill Edge transfer offer, which is a $400 bonus on $100k transferred (0.4%) with a much shorter 90-day hold. I already have an account with Merrill and Preferred Rewards status, and I find them reliable and professional. Merrill Edge will also reimburse me for the $95 outgoing transfer fee charged by US Bank. Thankfully, this offer is also valid for existing customers. If one bank isn’t meeting your needs, there is most likely a better offer out there.

One Key Credit Cards (VRBO, Expedia, Hotels.com): $400/$600 OneKeyCash Bonus (Limited-Time Offer)

The One Key and One Key+ credit cards are travel rewards cards offered by Expedia Group (Expedia, Hotels.com, and VRBO) and issued by Wells Fargo. Rewards are earned as “OneKeyCash” which can only be used to offset travel bookings on one of those three sites. Personally, the main draw for me is VRBO as we often book one larger space instead of two hotel rooms for our family of five. Right now, there is a limited-time offer. Highlights:

One Key Card

  • New cardholder bonus: $400 in OneKeyCash after you spend $1,000 on purchases in the first 3 months.
  • 3% back in OneKeyCash on Expedia, Hotels.com and Vrbo.
  • 3% back in OneKeyCash at gas stations, grocery stores and on dining.
  • 1.5% back in OneKeyCash on all other purchases.
  • Automatic Silver One Key status. Supposedly, this includes “savings of 15% or more on over 10,000 hotels worldwide.” Unlock Gold when you spend $15,000 per calendar year.
  • Other benefits include no foreign transaction fees, cell phone protection, and travel protections like travel accident insurance and trip cancellation insurance.
  • No annual fee.

One Key+ Card (note the plus sign!)

  • New cardholder bonus: $600 in OneKeyCash after you spend $3,000 on purchases in the first 3 months.
  • 3% back in OneKeyCash on Expedia, Hotels.com and Vrbo.
  • 3% back in OneKeyCash at gas stations, grocery stores and on dining.
  • 2% back in OneKeyCash on all other purchases.
  • Automatic Gold One Key status. Supposedly, this includes “savings of 20% or more on over 10,000 hotels worldwide.” Unlock Platinum when you spend $30,000 per calendar year.
  • $100 in OneKeyCash each year on your Cardholder anniversary.
  • $120 Global Entry/TSA credit. Receive one statement credit up to $120 for a Trusted Traveler Program, such as Global Entry® or TSA PreCheck®.
  • Other benefits include no foreign transaction fees, cell phone protection, and travel protections like travel accident insurance and trip cancellation insurance.
  • $99 annual fee.

The credit card rewards stack on top of the standard OneKeyCash earned for booking on Expedia, Hotels.com, and VRBO. However, it’s often cheaper to book a hotel directly at their own website, so I usually don’t use Expedia or Hotels.com. With VRBO, often the same house is also listed on Airbnb and on a small independent management site. Sometimes VRBO is the cheapest (after all their fees and taxes) or offers the best refund policy, so I still use VRBO in those cases.

Limitations on Expedia flight bookings. You can use OneKeyCash for a flight, but note the following limitations:

To use OneKeyCash on a flight, you will need enough OneKeyCash to cover the entire cost of your eligible flight, including taxes and fees, and may not add any optional extras like checked bags or seat assignments. You can purchase those extras after booking your ticket. OneKeyCash may only be used on selected flights.

In contrast, you can use OneKeyCash to partially offset a VRBO rental, down to the penny. Note that not all VRBO properties are eligible for OneKeyCash redemption (VRBO must be their payment processor) and you must use the “Pay Now” option.

I personally don’t usually use Expedia or Hotels.com on a regular basis, but I do book on VRBO regularly enough to expect to use up the OneKeyCash bonus. For those that have done most of the other big credit card bonuses, this card still offers some good potential value, even if it is in a more restricted rewards system.

Mesa Homeowners Card: Mortgage Rewards + Up to 50,000 Point Bonus

Mesa is a new fintech focused on “homeowners”, currently with a credit card and mortgage lending product. Their Mesa Homeowners Visa Card (issued by Celtic Bank) currently has a 50,000 points bonus albeit with a pretty high spending requirement. The card does have a unique set of perks that could be valuable.

Bonus details:

  • 50,000 bonus points after $12,000 or more on eligible purchases within the first 3 months (90 days) of Card Membership. Offer currently set to expire 10/15/25.
  • To receive this offer you must apply and be approved for the Mesa Homeowners Card between 9/19/2025 – 10/15/2025 Must use code SEPT50 or CHRIS50 at card application to qualify for the offer.
  • Must apply via iOS or Android app.
  • Bonus points will be credited to your account within 8–12 weeks after the qualifying purchase threshold is met.
  • You are not eligible to receive this welcome offer if you currently have the Mesa Homeowners Card, or if you are a previous Mesa Homeowners Card holder.

Card details:

  • 1X Mesa Point per $1 on your monthly mortgage payment, up to 100,000 points annually, when you spend at least $1,000 during your statement cycle on eligible purchases with your Mesa Homeowners Card.
  • 3X Mesa Points on purchases categorized under Home Decor, Home Improvement, General Contractors, Cable & Streaming Services, Home Insurance, Property Taxes, Maintenance, Telecom, Utilities and daycare. 2X Mesa Points on groceries, gas, EV charging. (Note: Target, Amazon, Walmart, Costco, Sam’s Club do NOT count as 2X.) 1X Mesa Points per $1 spent on all other eligible purchases.
  • This is a confusing statement, and indeed the rewards system is a bit funky. You can earn points based on your stated monthly mortgage amount, BUT you don’t actually pay your mortgage with this credit card. However, you must charge $1,000 to the card on other things, in order to trigger the mortgage-linked rewards.
  • $65 Costco Annual Credit – When you join Costco or renew your existing membership on the card.
  • $120 Lowe’s Annual Credit – Maximum of $30 per quarter. Must link your myLowes Rewards account.
  • $200 Thumbtack Annual Credit – Hire trusted pros for home projects
  • $100 Armadillo Home Warranty Credit
  • $120 Wag! Annual Credit – On-demand pet care
  • $120 The Farmer’s Dog Annual Credit – Fresh, healthy meals for your pup
  • No annual fee.


Fine print on the credits here.

What can Mesa points be redeemed for? Yet another currency and point system to track.

  • 1.2 to 1.4 cents per points via their Travel Portal.
  • 0.8 cents per point when you cash out towards your mortgage, even though you don’t actually pay your mortgage with it (it goes into your linked bank account).
  • 0.8 cents per point towards gift cards.
  • 0.6 cents per point as a credit card statement credit.

You can also transfer to the following at a 1:1 ratio, except for ALL which is only at a 1.5:1 ratio.

Air Canada Aeroplan
Air India Maharaja Club
Finnair Plus
Hainan Airlines Fortune Wings Club
SAS EuroBonus
Thai Airways Royal Orchid Plus
Vietnam Airlines LotusMiles
Accor Live Limitless (1.5 Mesa -> 1 ALL point)

Personally, I’d probably either go with the 0.8 cents value virtual mortgage offset, or transfer to Air Canada points.

Bottom line. This is a new fintech and so there may be some hiccups with applications, identity verification, and them changing up their features and workarounds. However, the potential first-year value is very high if you can satisfy the high initial spending hurdle. That’s up to 50,000 points upfront + 100,000 points per year on mortgage, which is worth at least $400 + $800 in cash (technically towards your mortgage).

The Platinum Card® from American Express Review: Lots of New Perks, Bigger Credits, Increased Annual Fee

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Updated with new perks, increased credits, and increased annual fee. card_name is the classic premium travel card, with an extended list of luxurious perks along with a hefty annual fee. It’s time for another look again as they have added many new perks and increased their annual fee. Notable, none of the previous credit and features were removed, so all the improvements can be easily compared to see if you feel they offset the annual fee increase.

Here is the sign-up bonus and rewards structure:

  • As High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards(R) points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • 5X Membership Rewards(R) points on all flights and prepaid hotel bookings through American Express Travel(R), including Fine Hotels + Resorts(R) and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel(R) on up to $500,000 on these purchases per calendar year.
  • 1X MR points on other purchases.

Here are the many statement credits included with the card:

  • NEW! $300 lululemon Credit. Enjoy up to $75 in statement credits each quarter when you use the Platinum Card(R) for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
  • NEW! $400 Resy Credit + Platinum Nights by Resy. When you use the Platinum Card(R) to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card(R). Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
  • Improved: $300 Digital Entertainment Credit (up to $25 per month). Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card(R) at participating partners. Enrollment required.
  • Improved: $600 Hotel Credit. Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts(R) or The Hotel Collection* bookings through American Express Travel(R) using the Platinum Card(R). *The Hotel Collection requires a minimum two-night stay.
  • Improved: $200 Uber Cash + $120 Uber One Credit. With the Platinum Card(R) you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card(R) to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card(R) to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
  • $200 Airline Fee credit. Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card(R) Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
  • $155 Walmart+ Credit. Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card(R). *Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
  • Global Entry or TSA PreCheck(R) credit. Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck(R) application fee (through a TSA official enrollment provider), when charged to your Platinum Card(R). Global Entry includes TSA PreCheck at no additional cost.
  • $209 CLEAR(R) Plus Credit. CLEAR(R) Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card(R). *Excluding any applicable taxes and fees. Subject to auto-renewal.
  • $100 Saks Credit. Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card(R). That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
  • $300 Equinox credit annually. Up to $300 back in statement credits each calendar year towards an Equinox membership. Enrollment is required.
  • $300 SoulCycle At-Home Bike credit. $300 statement credit for the purchase of a SoulCycle at-home bike. Enrollment is required.
  • American Express Global Lounge Collection(R). With over 1,550 airport lounges – more than any other credit card company on the market* – enjoy the benefits of the Global Lounge Collection(R), over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club(R) visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass™ Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
  • $895 annual fee.
  • See Rates and Fees

Note the following language:

Welcome offer not available to applicants who have or have had this Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.

Not sure about your history? The application will tell you if they detect that you are not eligible for the bonus based on their records. Given that you can only get the welcome offer once time per lifetime, it is best to apply during a limited-time offer.

Membership Rewards points can be converted to the following airline and hotel programs (there are more, this is just a selection):

  • Delta SkyMiles
  • Hawaiian Airlines
  • JetBlue
  • ANA Mileage Club (partner of United Airlines)
  • Air Canada (partner of United Airlines)
  • British Airways (partner of American Airlines)
  • FlyingBlue (Air France/KLM)
  • Singapore Airlines
  • Virgin Atlantic
  • Choice Privileges
  • Hilton Honors
  • Marriott Rewards (Starwood)

They also run limited-time 25% to 40% bonuses on points transfers. You can also transfer to gift cards many retailers at varying rates, but many available at the rate of 10,000 MR points = $100 gift card. My most recent redemption was a $100 Home Depot card for 10,000 points, sometimes less when they run special discount. However, don’t expect the cash-equivalent prepaid credit cards at that rate, it’s usually closer to a 0.6 cent/point ratio.

American Express Global Lounge Collection. With American Express Global Lounge Collection(R), eligible Card Members can enjoy access to over 1,550 airport lounges globally, including:

  • The Centurion® Lounges
  • Delta Sky Club(R) Access when flying an eligible Delta flight
  • Escape Lounges
  • Priority Pass(TM) Select Lounges. Enrollment required
  • Lufthansa Lounges, when flying Lufthansa Group
  • Plaza Premium Lounges

Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass™ Select, you need to enroll and there are unlimited airport lounge visits for Card Members. With Delta Sky Club Access, Card Members will receive 10 Visits to the Delta Sky Club to be used from February 1 until January 31 of the next calendar year and can unlock Unlimited Delta Sky Club Access by spending $75,000 in eligible purchases on their Card in a calendar year. To find a lounge, visit the membership section in the American Express(R) App or visit http://www.americanexpress.com/findalounge#/loungefinder.

Adding together all the many credits, you can easily see that the perks can easily add up to much more than the $895 annual fee. The question is whether you can take advantage of those perks and how much value you personally get out of them. Enrollment is required for select benefits.

Bottom line. card_name has added an impressively large list of new perks while also adding a generous welcome offer. You’ll have to see if your lifestyle matches up to the perks that this card offers.

I will be adding this improved offer on my list of Top 10 Best Credit Card Bonus Offers.

(See Rates and Fees)

The Business Platinum Card(R) from American Express Review

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Updated with improved welcome offer, new perks, and increased annual fee. card_name is the ultra-premium AmEx business card with a very long list of perks and statement credits. You also get a broad airline lounge access program and an improved welcome offer. I’ve tried to keep it brief, but there is a lot to cover:

  • Elevated Welcome Offer: Earn 200,000 Membership Rewards(R) points after you spend $20,000 in eligible purchases on the Business Platinum Card(R) within the first 3 months of Card Membership.
  • Unlock over $3,500 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
  • NEW: Up to $600 Hotel Credit. Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts(R) or The Hotel Collection bookings through American Express Travel using the Business Platinum Card(R). The Hotel Collection requires a minimum two-night stay.
  • Up to $200 Hilton Statement Credit. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Business Platinum Card® Account. Enrollment required.
  • NEW: Up to $150 Dell credit. Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
  • NEW: Up to $250 Adobe credit. Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
  • Up to $360 Indeed credit ($90 per quarter). Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year. Enrollment required.
  • Up to $120 Wireless telephone credit ($10 per month). Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required.
  • 5X Membership Rewards(R) points on flights and prepaid hotels booked on AmexTravel.com.
  • 2X Membership Rewards(R) points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
  • 1X points on other eligible purchases.
  • 35% Airline Bonus. You can receive 35% Membership Rewards® points back after you use the Pay With Points feature for all or part of a flight booked with American Express Travel if the flight is either First or Business class or on your selected qualifying airline, up to 1,000,000 bonus points back per calendar year.
  • Fee Credit for Global Entry or TSA PreCheck®. Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Business Platinum Card®. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • CLEAR(R) Plus Credit: Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR(R) Plus Membership (subject to auto-renewal).
  • $895 annual fee.
  • See Rates and Fees

Note the following language: “Welcome bonus offer not available to applicants who have or have had this product.” You can only get the welcome offer on the Platinum Business AmEx once time per lifetime, so it is best to apply during an improved offer (and also the time when perks have been added but before the annual fee increase).

American Express Global Lounge Collection. The American Express Global Lounge Collection(R) can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.

  • The Centurion® Lounges
  • Delta Sky Club(R) Access when flying an eligible Delta flight
  • Escape Lounges
  • Priority Pass(TM) Select Lounges. Enrollment required.
  • Lufthansa Lounges, when flying Lufthansa Group
  • Plaza Premium Lounges

35% Airline Bonus details. Let’s say your selected airline is Delta, and you want to buy a couple economy Delta tickets for $1,000 using their Pay with Points features. This means that $1,000 ticket booked through AmEx Travel will only cost you 65,000 Membership Rewards points net (100,000 points and then 35,000 point rebated back). This improves the 1 cent per point value to 1.54 cents per point value. This means that 120,000 Membership Rewards points can be worth $1,848 in airfare on your selected airline.

Transfer partners. You can transfer Membership Rewards points to 16 airline and 3 hotel partners including Delta, British Airways, Hawaiian, JetBlue, Air Canada, Hilton, Starwood Preferred Guest, and Choice Hotels. If you’re good at snagging award tickets, you can get even better value this way.

Bottom line. card_name is the ultra-premium AmEx business card that includes a HUGE list of perks. Add them up for your own situation and see how it compares with the annual fee. Keep in mind that the annual fee can also count as a business expense.

The net first-year value of this card is easily over $1,000, as it is definitely one of the Top 10 Best Business Card Offers.

(See Rates and Fees)

Top 10 Best Credit Card Bonus Offers – September 2025 (Updated)

Updated September 2025. That space in your wallet or purse is valuable, and you should be the one to get that value. By being smart and picky, you can find offers worth $500+ for a single card, all to encourage you to apply and try it out. This adds up to thousands of dollars in extra income (over $5,000 in 2023). These are the top 10 credit card offers that I would personally apply for right now (or have already). Notable recent changes:

  • Added Delta 80k, CSR 125k, Atmos 85k, Hawaiian 80k, BarcAA noAF, JetBlue 80k, Aeroplan 85k, Amex Gold 100k.
  • Removed Bonvoy 185k, Hilton 100k+$100, IHG 5FreeNights, Marriott 5FreeNightsk.

This is a companion post to my Top 10 Best Business Card Offers. Small business bonuses are on average even higher than those on consumer cards.

Chase Sapphire Reserve® Card

  • 125,000 Ultimate Rewards points after $6,000 in purchases in the first 3 months. See link for details.
  • $300 Annual Travel Credit, plus a long list of other credits – They advertise “Over $2,700 in annual value”, which I dunno, but it does include Apple TV+, Apple Music, Lyft, DoorDash, StubHub, Peloton.
  • Up to $120 Global Entry or $85 TSA PreCheck fee credit.
  • $795 annual fee.

Delta SkyMiles® Gold American Express Card

  • Limited-time offer: 80,000 Bonus Miles after $3,000 in eligible purchases in first 6 months of Card Membership. Offer Ends 10/29/2025. See link for details.
  • 80,000 Skymiles are worth at least $800 in Delta airfare with “Pay with Miles” option.
  • $200 Delta flight credit after $10,000 in purchases on your card in a calendar year.
  • First checked bag free on Delta flights ($70 value per roundtrip, per person).
  • $0 annual fee for the first year, then $150.
  • See Rates and Fees

American Express Platinum Card®

  • As High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards(R) Points after $8,000 in eligible purchases in your first 6 months. Welcome offers vary and you may not be eligible for an offer.
  • Up to $600 Hotel Credits, up to $300 Digital Entertainment Credits, $200 Airline Fee Credits, up to $300 Lululemon credits, up to $400 Resy credits, up to $200 in Uber Cash via $15 monthly credits plus a bonus $20 in December, $209 CLEAR(R) Plus credit, $300 Equinox credit, up to $155 Walmart+ credit and more annually! Enrollment is required.
  • Up to $120 Global Entry or $85 TSA PreCheck fee credit.
  • Premium airport lounge access through the American Express Global Lounge Collection®. Enrollment may be required.
  • $895 annual fee.
  • See Rates and Fees

American Express® Gold Card

  • As High As 100,000 points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted. See link for details.
  • $84 Dunkin’ Credit. Up to $7 in monthly statement credits after you enroll and pay with the American Express(R) Gold Card at US Dunkin’ locations. Enrollment is required.
  • $100 Resy Credit. Get up to $100 in statement credits each calendar year after you pay with the American Express(R) Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. Broken down into up to $50 in statement credits semi-annually. Enrollment is required.
  • Up to $120 in Uber Cash annually, via $10 monthly credits (good towards Uber Eats or Uber rides in the US).
  • Up to $120 in annual dining credit at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment is required.
  • 4X points at restaurants worldwide on up to $50,000 per calendar year.
  • 4X points at US supermarkets on up to $25,000 per calendar year.
  • $325 annual fee.
  • See Rates and Fees

Aeroplan® Credit Card

  • 85,000 bonus points after $4,000 on purchases in first 3 months. See link for details.
  • Free first checked bags on Air Canada flights: one free checked bag for the primary cardmember and up to eight other travelers on the same itinerary.
  • Aeroplan 25K Elite Status benefits for the remainder of the first calendar year, plus the following calendar year.
  • Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit.
  • $95 annual fee.
  • Subject to 5/24 rule.

IHG One Rewards Premier Credit Card

  • 140,000 IHG Points after $4,000 in purchases in the first 3 months. See link for details.
  • Free Night after each account anniversary year (valued up to 40,000 IHG points).
  • $99 annual fee.
  • Subject to 5/24 rule.
  • Don’t like annual fees? The no-annual fee Traveler version also has a competitive offer with no annual fee.

Citi AAdvantage Platinum Select Card

  • 80,000 American Airlines miles after $3,500 in purchases in first 4 months. See link for details.
  • First checked bag free on domestic AA flights ($80 value per roundtrip, per person).
  • $0 annual fee for the first year, then $99.

Barclays AAdvantage Aviator Red Mastercard

  • 50,000 American Airlines miles after any single purchase in the first 90 days. See link for details.
  • First checked bag free on domestic AA flights ($80 value per roundtrip, per person).
  • $0 intro annual fee for the first year, then $99.

Capital One Venture Rewards Credit Card

  • 75,000 Miles (worth $750 in travel) after $4,000 in purchases within 3 months. See link for details.
  • 2 Miles per dollar on all purchases.
  • Up to a $120 credit for Global Entry or TSA PreCheck(R).
  • $95 annual fee.

British Airways Visa Signature® Card

  • 75,000 Avios after $5,000 in purchases within first 3 months. See link for details and redemption tips.
  • 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials.
  • Free Travel Together companion ticket when you spend $30,000 in a calendar year.
  • $95 annual fee.

Chase Sapphire Preferred® Card

  • 75,000 Ultimate Rewards points after $5,000 in purchases within the first 3 months. See link for details.
  • $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase TravelSM, 3x on dining and 2x on all other travel purchases.
  • $95 annual fee.
  • Subject to 5/24 rule.*

Capital One Venture X Rewards Card

  • 75,000 miles (worth $750 to offset travel purchases, or transferrable to miles) after $4,000 in purchases within the first 3 months. See link for details.
  • $300 annual travel credit. Get up to $300 in statement credits when booking through Capital One Travel.
  • Additional 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.
  • Priority Pass + Capital One airport lounge access.
  • Up to a $120 credit for Global Entry or TSA PreCheck(R).
  • $395 annual fee.

Citi Strata Premier Card

  • 60,000 points (worth $600 in gift cards, or transferrable to miles/points) after $4,000 in purchases in the first 3 months. See link for details.
  • 3X points for every $1 spent on Hotel purchases, Air Travel, Restaurants, Supermarkets, Gas Stations, EV Charging.
  • Must not have gotten bonus from or closed a Citi Premier or Strata Premier card in the past 48 months.
  • $95 annual fee.

Bank of America Premium Rewards Card

  • 60,000 points (worth $600) after $4,000 in purchases within the first 90 days. See link for details.
  • $100 annual Airline Incidental Statement Credit.
  • Up to $100 credit towards TSA PreCheck or Global Entry application fee.
  • $95 annual fee.

Wells Fargo Autograph Journey Card

  • 60,000 points (worth $600 towards travel) after $4,000 in purchases within the first 3 months. See link for details.
  • $50 annual statement credit with $50 minimum airline purchase.
  • $95 annual fee.

Atmos™ Rewards Ascent Visa Card (Bank of America)

  • 85,000 Atmos points + $99 Companion Fare (must pay taxes & fees from $23) after $4,000 in purchases within the first 120 days of opening your account. See link for details.
  • First checked bag free on Alaska & Hawaiian (primary + up to 6 guests on same reservation). Must purchase flight directly using card. Worth up to $70 roundtrip per person.
  • $95 annual fee.

Hawaiian Airlines MasterCard

  • 80,000 Hawaiian miles after $2,500 in purchases within the first 90 days. See link for details.
  • Two free checked bags for primary cardmember on Hawaiian Airlines or Alaska Airlines flights booked directly with this card. Now includes sports equipment.
  • One-time 50%-off companion discount for roundtrip coach travel between Hawaii and North America on Hawaiian Airlines.
  • $99 annual fee.

JetBlue Plus Card

  • Up to 80,000 bonus TrueBlue points. 60,000 bonus points after $1,000 on purchases within the first 90 days and 20,000 bonus points after spending $6,000 within the first year. See link for details.
  • First checked bag free for the primary cardmember and up to 3 companions when tickets are purchased with your JetBlue Plus Card.
  • $99 annual fee, waived the first year.

Marriott Bonvoy Boundless® Credit Card

  • 3 Free Nights (worth up to 50k points each) after $3,000 in purchases in the first 3 months. See link for details.
  • Free Night after each account anniversary year (valued up to 35,000 Bonvoy points).
  • $95 annual fee.
  • Subject to 5/24 rule.

Hilton Honors American Express Card

  • 100,000 Hilton Honors™ Bonus Points after $2,000 in purchases within your first 6 months. See link for details. Limited-time offer ends 1/14/2026.
  • No annual fee.
  • See Rates and Fees

Marriott Bonvoy Brilliant® American Express® Card

  • 100,000 Marriott Bonvoy(R) bonus points after $6,000 in purchases within the first 6 months of Card Membership. See link for details.
  • Up to $300 in Annual Dining Credits, valid at restaurants worldwide. Enrollment required.
  • Priority Pass™ Select airport lounge membership. Enrollment required.
  • Automatic Marriott Bonvoy(R) Platinum Elite status.
  • Free Night Award upon card anniversary (worth up to 85,000 Bonvoy points).
  • $650 annual fee.
  • See Rates and Fees

If you pay off your balances every month, then you can join me and many others in funding a huge chunk of your annual travel budget with cash credits, points, and miles. I mostly use my rewards points on family trips – domestic economy flights, mid-range hotels, and cheap car rentals. If you have credit card debt, you should focus on paying that off first as the interest charges could offset most of the perks.

* 5/24 Rule? Certain Chase cards have a “5/24 rule” which is an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards from any issuer on your credit report within the past 24 months (2 years). This rule applies on a per-person basis, so if you are new, you might want to start with those Chase cards.

Delta SkyMiles(R) Gold American Express Card: See Rates and Fees

American Express(R) Gold Card: See Rates and Fees

The Platinum Card(R) from American Express: See Rates and Fees

Marriott Bonvoy Brilliant(R) American Express(R) Card: See Rates and Fees

Hilton Honors Card from American Express: See Rates and Fees

Hawaiian Airlines MasterCard Review: 80,000 Bonus Miles + Two Free Checked Bags

The Hawaiian Airlines World Elite MasterCard is still going to be around after the Hawaiian/Alaska merger, although as of 10/1 Hawaiian miles will be converted to Atmos points. This card offers special perks on Hawaiian Airlines, which will still run as a separately-named airline after the merger. Here are the highlights.

The best offer available on this card is often the one they announced in-flight. The application asked for a six-digit promo code, but if you don’t have one from a flight, reportedly it is your flight number. I just tried “001234” and it worked fine, and I’ve even used “000000” when the application page accepted it and got the bonus. A recent code from a flight that a reader sent in was 014929.

  • 80,000 bonus miles. 80,000 bonus HawaiianMiles after spending $2,500 on purchases within the first 90 days.
  • One-Time 50% Off Companion Discount for roundtrip coach travel between Hawaii and North America on Hawaiian Airlines.
  • $100 annual companion ticket discount each year for roundtrip travel between Hawaii and North America on Hawaiian Airlines.
  • Two free checked bags (primary cardholder only) on Hawaiian Airlines or Alaska Airlines flights booked directly with this card. Now includes sports equipment. Worth up to $140 roundtrip.
  • 3X miles for every $1 spent on purchases made directly from Hawaiian Airlines and Alaska Airlines.
  • 2X miles per $1 spent on gas, dining, and grocery store purchases, and 1X mile per $1 spent on every other purchase.
  • No foreign transaction fees.
  • $99 annual fee.

Bottom line. The Hawaiian Airlines World Elite MasterCard offers a unique set of perks for regular customers of Hawaiian Airlines, including free checked bags and companion ticket discounts.

I don’t receive any commission for this offer. I will be adding this offer to my ongoing list of Top 10 Best Credit Card Bonus Offers.

Air Canada x Chase Sapphire Reserve 5,000 Point Flight Reward Certificate

Air Canada is offering Chase Sapphire Reserve cardholders a free 5,000 Point Flight Reward Certificate, which reduces the costs of your award flight redemption by 5,000 points. You must be enrolled in Aeroplan, register on the site by 8/18, and they will send it to you within 14 days. The certificate expires a year after delivery into your account.

I don’t know if I’ll use it, but I registered as it lasts an entire year. (I’m assuming that Air Canada strike will be resolved soon enough.) Another potential valuable perk if you recently picked up the Chase Sapphire Reserve again as I did, along with all its other perks. I’m still working my way through them all, turning off my old subscriptions and starting them back up as paid by Chase. By the way, that 100k+$500 offer is supposed to “end soon”.

The fine print:

‡ To be eligible for this offer your Chase Sapphire Reserve Credit Card account must be open and not in default and your Aeroplan account must be in good standing at the time of registration and fulfillment. Only members who register between August 5th at 12:01:01 AM EST and 23:59:59 PM EST on August 18th are considered eligible for this offer. Register for the offer by entering your First Name, Last Name, Aeroplan Number, and the last 4 digits of your Chase Sapphire Reserve credit card and click “Register Now”. The offer is only available to the primary cardmember of the Chase Sapphire Reserve Credit Card account and only one 5,000-point flight reward certificate can be earned per Chase Sapphire Reserve Credit Card account. The First Name and Last Name of your Aeroplan account must match the First Name and Last Name of your Chase Sapphire Reserve Credit Card account. Flight reward certificates have no cash value and cannot be exchanged or refunded. For the purposes of this offer, the expiry date of the Flight reward certificate is 365 days after the day that the flight reward certificate is deposited into your Aeroplan account. The flight reward certificate can take up to 14 days to be deposited into your Aeroplan account from the time of registration. For the purposes of this offer, only one Flight Reward Certificate can be earned per Aeroplan account. Chase is not responsible for the provision of, or failure to provide, the stated offer.

Blue Cash Preferred® Card from American Express Review: 6% Cash Back at US Supermarkets ($6,000/Year), Enhanced $120 Disney Streaming Credit

card_name

Updated with improved $120 Disney Streaming Credit (now up to $10 per month with no minimum or bundle required). The card_name is one of my longtime keeper cards even with an annual fee. The headline feature is 6% cash back at US stand-alone supermarkets on up to $6,000 per year in eligible purchases (then 1%), but I also use it for 6% cash back on all my streaming subscriptions. If you spend $100 a week at supermarkets, that alone will earn you over $300 a year in rewards. The welcome offer is also currently very generous. The highlights:

  • Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
  • 0% Intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be reg_apr,reg_apr_type.
  • 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1% after that).
  • 6% cash back on select U.S. streaming subscriptions.
  • 3% cash back at eligible U.S. gas stations.
  • 3% cash back on eligible transit including taxis/rideshare, parking, tolls, trains, buses and more.
  • 1% cash back on other purchases.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
  • $120 Disney Streaming Credit. Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred(R) Card for a subscription purchase, including a bundle subscription purchase, at disneyplus.com, Hulu.com, or Plus.espn.com U.S. websites. Subject to auto-renewal.
  • Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
  • $0 intro annual fee for the first year, then $95.
  • See Rates and Fees

Max out your benefit by buying gift cards at US supermarkets. I use this card to buy gift cards at eligible supermarkets to use up the annual limit and get 6% back. My local Safeway has an entire wall of options, but I usually go with Amazon, Apple, or Starbucks (gifts). You can easily confirm that your purchase still gets 6% cash back on your account online:

Supermarkets details. “US stand-alone supermarkets” means that superstores, convenience stores and warehouse clubs are not considered supermarkets. This means no Super Wal-Mart, no Super Target, no Costco. Examples of merchants that do count (and this is not a complete list!) are (source):

ALDI
FreshDirect
Gelson’s
Hy-Vee
Kings Food Markets
Meijer
ShopRite
Smart & Final
Stop & Shop
Trader Joe’s
Vons
Whole Foods
Winn-Dixie

Gasoline details. “US stand-alone gas stations” means that superstores, supermarkets, and warehouse clubs that sell gasoline are not considered gas stations. This means no Target, no Costco, no Sam’s Club. Examples of merchants that count (again not a complete list!) are Exxon, Mobil, Hess, Shell, Gulf, Murphy USA, Murphy Express.

US Streaming Subscriptions details. These are all included at 6% cash back:

Amazon Music Unlimited
AMC+
Apple Music
Apple TV+
Audible
Britbox
DirecTV Stream (formerly known as AT&T TV or AT&T TV NOW)
Discovery+
Disney+
ESPN+
Fubo TV
HBO Max
Hulu
iHeartRadio
Kindle Unlimited
Luminary
MGM+
MLB.TV
NBA League Pass
Netflix
Pandora
Paramount+
Peacock
Prime Video
Sling TV
SiriusXM Streaming and Satellite
Spotify
Starz
TIDAL Music
YouTube Music Premium
YouTube Premium
YouTube TV

Disney Streaming credit details (worth up to $120 a year). Now, with the enhanced $120 Disney Streaming Credit, you can earn up to $10 back per month as a statement credit when you use your enrolled Blue Cash Preferred® Card to purchase a subscription, or bundle subscription, on DisneyPlus.com, Hulu.com, or Plus.espn.com U.S. websites, now with no minimum purchase requirement. Subscription is subject to auto-renewal.

If you already have this card, you can enroll in this offer here.

Annual fee. There is a $0 intro annual fee for the first year, then $95, but with the improved Disney Streaming credit that works with no minimums from Disney Plus, Hulu, and ESPN+, that can already more than completely offsets any future annual fee on its own. We already pay for Disney+ with no ads, so we already max out the $120 in annual credits.

The 6% cash back category can also quickly help this card earn its keep. The max cap of $6,000 annually works out to a steady averaged rate of $500 a month, which at 6% back would net you $360 cash back in a year vs. $60 at 1% cash back. Heck, simply hitting the $100 mark in a single trip at the supermarket is far too easy these days.

Alternatively, the card_name offers 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in eligible purchases, then 1%) and other perks but with no annual fee. Terms apply. (See Rates and Fees)

Cash back is officially given in the form of Reward Dollars that can be redeemed as a statement credit, gift cards, and merchandise. You can also use it to offset your Amazon.com purchases at checkout. I usually just stick with statements credit to directly pay down my monthly bill.

Bottom line. The card_name has the key feature of 6% cash back at US supermarkets (on up to $6,000 per year). You can now also get 6% cash back on Netflix/Spotify/HBO Now as well as 3% cash back at US gas stations and transit (Uber/Lyft/train). This has been a “keeper” card for me for many years now. I treat it like one of my 5% cash back cards, except there are no rotating categories or activations to worry about. They also just improved their Disney Streaming credit to be worth up to $10/month ($120 annually), which I also utilize.

Rates and Fees for Blue Cash Preferred® Card from American Express :Rates and Fees for Blue Cash Preferred® Card from American Express

Rates and Fees for Blue Cash Everyday® Card from American Express: Rates and Fees for Blue Cash Everyday® Card from American Express