Americans Are Keeping Their Cars and iPhones Longer Than Ever

Posted on July 30, 2024 // 5 Comments

Even though we as Americans like dining out a lot more than cooking at home, even if it costs more, we're not totally crazy spenders. From Sherwood News: We are keeping our cars for longer. We are keeping our iPhones for … [Read the rest]

Americans Spend More Money Dining Out than Eating at Home (Again)

Posted on July 29, 2024 // 9 Comments

Like everyone else, we've been hit with inflation both at the grocery store and while dining out. Eating at a sit-down restaurant with our family of five has been a $100+ affair for a while now (gotta tip 20% with the chaos that we bring!), but … [Read the rest]

Charles Schwab Brokerage: Up to $6,000 New Deposit / Transfer Bonus (New & Existing Customers)

Posted on July 26, 2024 // 15 Comments

Update: Schwab has suspended/ended this "Up to $6,000" transfer promotion as of October 2024. The referral offer appears to still be available, which is up to $1,000. Brokerage firms constantly compete for "assets under management", and many … [Read the rest]

American Express® Business Gold Card Review: 100,000 Bonus Points, 4X and 3X Rewards, $240 Flexible Business Credit, $155 Walmart+ Credit Annually

Posted on July 25, 2024 // Leave a Comment

Updated with increased 100k offer. The card_name is a premium card for small businesses with excellent features like purchase price protection, travel accident insurance, car rental coverage, and the famous AMEX extended warranty that actually pays … [Read the rest]

529 College Savings Plans: All 50 States Tax Benefit Comparison (Updated 2024)

Posted on July 24, 2024 // 33 Comments

Updated for 2024. Morningstar is a great resource for research on 529 college savings plans, and they have recently updated their annual deep dive on 529 plans: The 2024 529 Savings Plan Landscape (e-mail required). When choosing a 529 college … [Read the rest]

Visible Wireless Discount: $20/Month for 2 Years, Visible+ $35/Month for 2 Years ($240 Savings)

Posted on July 23, 2024 // 4 Comments

Visible Wireless is one of multiple discount MVNOs that use the Verizon network, but they are the only one directly owned by Verizon. Right now, they have a new offer with promo code CHAMP that discounts their standard plan by $5 a month ($20/mo … [Read the rest]

Sequence Money Map: Flowchart Your Income, Expenses, and Savings with Conditional Logic

Posted on July 23, 2024 // 4 Comments

Here's a new idea that I haven't seen yet: GetSequence.io lets you apply a flowchart system with simple If/Then conditional statements to your cashflow. Imagine a visual map connecting your financial accounts and being able to manage the flow of … [Read the rest]

Fintechs Missing $100 Million of Deposits Gets More Mainstream Media Attention

Posted on July 22, 2024 // 7 Comments

Here's an update on the Yotta/Juno/Synapse/Evolve Bank situation that I wrote about back in June. Unfortunately, nothing really new has happened to help the consumers affected, but perhaps because of that plus the fact that nearly $100 million is … [Read the rest]

$7,000 IRA Contribution Bonus Challenge: $4,673 in Bonuses (2024 YTD Edition)

Posted on July 18, 2024 // 12 Comments

Each year, I challenge myself to earn the equivalent of the maximum annual IRA contribution limit ($7,000 for 2024 if under 50) using the profits from various finance promotions alone. I earned $5,592 in 2021, $6,259 in 2022, and $5,444 in 2023 … [Read the rest]

Amazon Prime Day 2024: 20% Off Gift Cards, Amazon/Apple/Samsung/YETI Deals, Music/Audible/Kindle Free Trials, Link Credit Cards for Discounts

Posted on July 16, 2024 // 3 Comments

Amazon Prime Days are here: July 16th and 17th, 2024. I'm the boring one trying to score a deal on toilet paper and kid snacks. I like to check this "Buy Again" tab where you can see if there is a discount on the stuff that you already bought and … [Read the rest]

Laurel Road Loyalty Checking: $20/Month Perks

Posted on July 14, 2024 // 18 Comments

Update January 2025: The offer below has expired. Laurel Road has discontinued the upfront bonus for their Loyalty Checking account at this time. EXPIRED and outdated post: Laurel Road is a digital brand of KeyBank (not a fintech) that reminds … [Read the rest]

Best Interest Rates on Cash Roundup – July 2024

Posted on July 10, 2024 // 2 Comments

Here's my monthly roundup of the best interest rates on cash as of July 2024, roughly sorted from shortest to longest maturities. There are lesser-known opportunities available to individual investors, often earning more money while keeping the same … [Read the rest]

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