May 2026 update: Savings I Bonds bought from May 1, 2026 to October 31, 2026 will have a fixed rate of 0.90% and inflation rate of 3.36%, for a total composite rate of 4.26% for the first 6 months. For comparison, the current Treasury yields are … [Read the rest]
Improved 150k offer. The revamped Chase Sapphire Reserve credit card is now offering a 150,000 Ultimate Rewards points bonus. This card stacks a high annual fee with a long list of perks. I don't know about $6,000, but we are definitely talking an … [Read the rest]
Shopping cashback portal Rakuten is offering an additional bonus on select Bank of America credit cards. The values may fluctuate as with all their payout rates, but currently I am seeing the following: $250 cash back on the BofA Travel … [Read the rest]
Vanguard has a new article 50 years. 50 facts. Indexing since 1976. with some interesting bits for investing enthusiasts. I feel like younger folks simply know index investing as the default for essentially every single 401k plan out there. Most … [Read the rest]
Updated offer details. Brokerage firms compete for "assets under management", and many are willing to give you cash to encourage you to move your assets over to them. The bonus size will usually vary with the amount transferred, but also pay … [Read the rest]
Citizens Bank is offering a $400 checking bonus with relatively simple requirements. However, they only offer checking accounts to residents of certain states mainly in the Eastern and Northeastern US (CT, DC, DE, FL, MD, MA, MI, NH, NJ, NY, OH, … [Read the rest]
Fraud attempts seem to be coming at us 24/7, and this story of a couple losing $180,000 from their brokerage account was very sad. However, what really caught my eye is that not only could they not track down the funds (where was it withdrawn to? … [Read the rest]
I've gotten a few reader questions about my personal cash and bond holdings, so I thought I'd combine them here. You may be surprised that I don't chase the top rates that much myself anymore, although I still do attractive deposit bonuses (most … [Read the rest]
Here’s my 2026 1st Quarter income update as a companion post to my 2026 1st Quarter asset allocation & performance update. Even though I don't focus on high-dividend stocks or covered-call strategies, I still track the income from my portfolio as … [Read the rest]
(Update: The previous offer ended 4/15 and the current offer is a $50 bonus with a new expiration date of 5/31/26. I did get my bonus the day after my direct deposit posted and my debit card was activated, so it was indeed simple and … [Read the rest]
Here's my monthly survey of the best interest rates on cash as of April 2026, roughly sorted from shortest to longest maturities. Banks and brokerages love taking advantage of idle cash, and you can often earn more interest while keeping the same … [Read the rest]
(Update: Here is an alternative version, which only requires a checking account and does not require direct deposit nor a savings account. Thanks to reader Sweepster.) Back again, new expiration date 7/15/2026. Here's another megabank bonus to … [Read the rest]
The Best Credit Card Bonus Offers – 2026
Big List of Free Stocks from Brokerage Apps
Best Interest Rates on Cash - 2026
Free Credit Scores x 3 + Free Credit Monitoring
Best No Fee 0% APR Balance Transfer Offers
Little-Known Cellular Data Plans That Can Save Big Money
How To Haggle Your Cable or Direct TV Bill
Big List of Free Consumer Data Reports (Credit, Rent, Work)